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  (787) 813-5577   Ponce, PR

It is Simple... Trust & Service

Baco & Amador Matta, Inc. , is a full-service insurance firm
located in Ponce, Puerto Rico.

Regulated by the Commissioner of Insurance of Puerto Rico.

100% Reliable

Get Excellent support.

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Unbiased advice from experts.

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Top Rated Insurance Agency

“I couldn’t have asked for a better experience with Baco & Amador Matta!”

4.8 (5k Reviews)

One of the 15 largest insurance brokerage firms in Puerto Rico. Combined experience of more than 40 years.

$250M in Claims Paid

We’ve been there for our clients during their most challenging times, providing unwavering support and ensuring prompt claim payments during Hurricane Maria.

$10M in Claims Paid After Earthquakes

In the aftermath of the devastating earthquakes in southern Puerto Rico, we demonstrated our commitment to our clients by swiftly processing and paying over $10 million in claims.

Over 5M Square Feet of Property Insured

We’ve protected a significant portion of Puerto Rico’s commercial properties, providing peace of mind to our clients.

300+ Clients

Our client base spans a diverse range of businesses and individuals, each with unique insurance needs.

50+ Years of Combined Experience

Our team brings decades of expertise to the table, ensuring that our clients receive the highest level of service and guidance.

99% Retention Rate

Our exceptional service and added value to our clients is further proof of Baco & Amador Matta’s commitment to excellence.

Discover all of our Policies.

At Baco & Amador Matta, we understand that navigating the complexities of insurance requires a partner with deep industry knowledge and a commitment to personalized service. We specialize in providing comprehensive risk management solutions tailored to the unique needs of businesses and individuals in Puerto Rico. Our expertise spans a wide range of insurance products, ensuring your assets and interests are protected with precision and confidence.

Commercial Lines

 Property & Casualty:

We deliver robust property and casualty insurance solutions designed to mitigate risks associated with your business operations. Our services encompass:

  • Commercial Property
  • Commercial General Liability
  • Commercial Auto
  • Commercial Inland Marine
  • Equipment Breakdown
  • Commercial Umbrella
  • Our approach is to thoroughly assess your risk profile and develop customized policies that provide optimal protection against potential losses.
Specialty Lines

We recognize that certain industries and unique business operations require highly specialized insurance solutions. Our specialty lines expertise includes: 

  • Ocean Cargo/Marine: Coverage for maritime businesses, cargo, and vessels.
  • Environmental Liability/Pollution: Protection against pollution and environmental damage risks.
  • Energy: Specialized coverage for solar, wind, and other renewable energy projects.
  • Medical Malpractice & Professional Liability

Our ability to source and customize these niche products ensures that even the most complex risk profiles are adequately addressed.

Financial Lines

In today’s dynamic business environment, safeguarding your financial interests is paramount. We provide specialized financial lines insurance, including: 

  • Directors & Officers (D&O) Liability 
  • Errors & Omissions (E&O) Liability 
  • Cyber Liability 
  • Commercial Crime 
  • Employment Practices Liability 

Our expertise in financial lines ensures your business is protected from potential financial exposures.

Construction Lines

The construction industry presents unique risks that require specialized insurance solutions. We offer comprehensive coverage for contractors, developers, and construction professionals, including: 

  • Builders Risk 
  • Contractors General Liability 
  • Professional Liability
  • Equipment Floaters
  • Surety Bonds

We understand the nuances of the construction sector and provide tailored policies to address project-specific risks.

Benefits

Attract and retain top talent with competitive employee benefits packages. We offer strategic guidance and comprehensive solutions, including: 

  • Group Health 
  • Group Life 
  • Disability Insurance

We streamline the benefits administration process, allowing you to focus on your core business objectives.

Personal Lines

Beyond our commercial focus, we extend our expertise to discerning individuals seeking comprehensive personal insurance coverage. We offer:

  • Personal Package
  • Homeowners 
  • Automobile 
  • Personal Umbrella Liability 
  • High-Value Item Insurance

We are dedicated to protecting your personal assets with the same level of diligence and expertise applied to our commercial clients.

Why Choose Us

Why use Baco & Amador Matta?

When you choose Baco & Amador Matta, you’re not just getting insurance; you’re gaining a trusted partner who’s dedicated to protecting your assets and ensuring your peace of mind.

Trust & Long-term Partnerships

We view our relationships with clients as long-term partnerships. We’re committed to building trust and providing ongoing support, ensuring that your insurance coverage evolves with your business.

Exceptional Service

Our team of experienced professionals provides expert advice and support, helping you navigate the complexities of insurance.

Strong Relationships

We leverage our extensive network of insurance carriers to secure the best possible coverage at competitive rates.

Claims Advocacy

In the event of a claim, we’re your advocate, working tirelessly to ensure a smooth and fair resolution.

Competitive Advantage

We bring a unique approach to risk management, constantly seeking innovative solutions and exploring emerging trends. Our commitment to continuous learning and professional development allows us to deliver fresh perspectives that translate into real value for our clients.

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